This is the perfect time of year to hit the surf. Whether you want to get your body beach ready or are in need of a refuel after some fun and games in the waves, use your UAE and Dubai bank card and you can save cash next time you spend at some of the best spots at JBR. Here’s our top five offers that will save you money right now:

Hawthorn Suites By Wyndham

After a day soaking up the rays or splashing in the sea, you’ll be in need of some refreshment. Head over to the choice of food and drink outlets at Hawthorn Suites By Wyndham and you can take an invigorating 25% off the bill if you pay with your Emirates NBD, Mashreq Bank, Citibank or HSBC card. Tempting French pastries and coffee await at La Maison Du Pain. There’s something to suit every palate on the buffet or a la carte menu at Flavours. Or sample the exotic Asian fusion creations at Pan Asia restaurant.

Heads up: 25% discount at all food and beverages outlets at the Hawthorn Suites for Emirates NBD, Mashreq, Citibank and HSBC card holders

Fratelli La Bufala

If you like Italian food and love a great deal, head to Fratelli La Bufala with your Mashreq or HSBC credit or debit Card. These banks have organized a bellisimo 15% discount for their customers. From authentic Neapolitan pizza cooked in a wood oven to fresh pasta and steak, the menu is packed with favourites. If the weather is balmy, sit outside on the terrace and watch the world walk by.

Heads up: 15% discount at Fratelli La Bufala for Mashreq and HSBC card holders

Al Dhiyafa Grand Kitchen

Breakfast, lunch, dinner, or an after-dark cocktail – grab a table at Al Dhiyafa Grand Kitchen 24 hours a day and you save 20% if you pay with your Citibank or Mashreq bank card. Located at Habtoor Grand Resort, try something new at the special theme nights, enjoy pizza straight from the oven, or give in to your craving for delicious homemade ice cream. With so many tempting treats, you’ll be wise to go with a big appetite, but this great money saving offer means that now you won’t need such a big bank balance to pay for it.

Heads up: 20% discount for Citibank and Mashreq Cardholders

Dreamworks Spa

A pampering session at Dreamworks Spa can be yours for less if you have an Emirates NBD card. The bank has teamed up with Dreamworks to give you a 20% discount on the range of rejuvenating treatments. Relax with a hot stone therapy treatment or Balinese massage. Or reveal a fresher-looking you with one of their signature facials with this money saving deal that lets you indulge in a lavish lifestyle without the price tag.

Heads up: Emirates NBD card holders can save 20% on treatments at Dreamworks Spa

The Ritz Carlton Spa

Stop dreaming and treat yourself to the luxury of a sumptuous spa experience at the exclusive Ritz Carlton. If you have an Emirates NBD credit or debit card, you can thank your bank for giving you a 20% discount off therapies. You can choose from a wide range of treatments for men and women, which blend Eastern traditions with European techniques to help you look and feel your best. And thanks to the discount, you’ll keep that feeling of deep relaxation even after you take a look at your bank balance too.

Heads up: 20% discount on spa treatments at The Ritz Carlton for Emirates NBD card holders

From beauty treats to meals out, find even more money saving deals for you to enjoy next time you’re at the beach simply by using your Dubai or UAE bank card. Download the OfferPointer app to discover these and hundreds of other discounts on everything from travel to health.